Residents are receiving letters about protecting their finances in case of water or sewer line failures from the road to their homes. Many don’t realize they are responsible for this section of the pipe.
Homeowners insurance typically doesn’t cover these repairs, but Progressive Insurance suggests adding a water/sewer line endorsement to your policy. This coverage includes locating and repairing the line, excavation, and related costs. A small break could cost thousands, making this optional coverage a worthwhile consideration.
The Wayne County Water and Sewer Authority (WCWSA) assures residents that while this insurance isn’t required, it’s offered by reputable companies like HomeServe. Director Marty Aman emphasizes that it’s up to homeowners to decide if the added protection is right for them. If your pipes are old and at risk, this insurance could provide peace of mind for a few dollars a month.
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